Category Archives: WEALTH

Is Bitcoin In A Bubble?

“An Investment In Knowledge Pays The Best Interest”*

Because of my expertise in investments and human psychology, which are closely linked together, I’ve been asked if bitcoin is in a bubble. The short answer is no – not yet. And here’s why.

In The Road To Ruin {<Interview} and Currency Wars {<Free Copy}, Jim Rickards discusses how “the elite” know that a global economic crash is coming soon.

“Know What You Own, And Know Why You Own It”*

Although Rickards says that he doesn’t like bitcoin, I know that he has to defend his position because of his book The New Case For Gold. Yet, in all of his books, he states that because of the impending global crash, the governments, the Fed, and the central banks want to ban paper money, and push everyone into digital currencies.

Which is succeeding because most people pay with their debit card, etc. And soon enough most stores and restaurants will no longer accept payments in fiat paper form.

“The Four Most Dangerous Words In Investing Are: ‘This Time Is Different'”*

By accepting this unprecedented cycle in economic history, you can ride the wave up before the governments do what they have always done; which is to seize control of the monetary supply for their own profit while oppressing the masses.

This past week bitcoin hit a new high of about $11,500 per unit. It has also risen about 900% year to date.

Therefore, it should come as no surprise that also in the past week, the US government decided to obtain transaction records in order to get their half of the profits from anyone who was astute enough to make money from bitcoin.

Now, that’s all fine and dandy because we’re all used to the government taking a nice chunk of our earnings, so that they can bail out the banks. And of course, pay for the politicians to go on a well deserved vacation after doing all that debating.

But, what most people aren’t aware of is that the US government and the Fed have made it legal for the big banks to short the gold and silver market in the futures exchange.

Basically, the banks can print up paper derivatives at will in order to manipulate and suppress the precious metals market for huge profits. There are at least 100 paper claims to every ounce of metal. Of course, if anyone else did that they would be brought up on charges, but the banksters instead get bonuses.

Just look at what they got away with during and after the subprime mortgage crisis. And how the Hunt brothers were intentionally wiped out by continuously raising margin calls in order to pummel the price of silver from about $49 an ounce down to under $11 an ounce.

“How Many Millionaires Do You Know Who Have Become Wealthy By Investing In Savings Accounts?”*

The US government is desperately trying to hold onto the US dollar as the world’s reserve currency by pushing up their stock market to create the wealth effect. And because of the tell-tale signs in the prices of gold and silver they push those down.

But, only a fool is fooled by the Fed and their false data and fake unemployment numbers. Which is why China and Russia are buying tons of gold and silver.

But, it’s backfired on the US because people are piling into crypto currencies instead of precious metals – which have been proven to be real money for over 3,000 years.

“Be Fearful When Others Are Greedy. Be Greedy When Others Are Fearful”*

It may take up to a year for the US government to finalize the paperwork in order to make it legal for the banksters to short and decimate the price of bitcoin in the futures market. But, don’t kid yourself and get too greedy, they will do exactly as I’m saying.

But, until then bitcoin should at least double in price, so buy some asap. It’s relatively easy – just make sure to quadruple check your passwords because a third of all bitcoin investment has been lost due to wrong passwords. Copy and paste it, then check it several times, and you’ll be paid well for your due diligence.

Then watch the markets and future exchange news daily. Already on 18 December 2017 they’ll be listing bitcoin on the futures exchange, and if you actually think that the powers that be will let it go up to a hundred grand or more – you got another thing coming. They want us to pile into digital money, so that they can control us.

Bitcoin is extremely volatile, but don’t let that bother you – it will keep going up because digital currency is the wave of the future. And don’t be duped by the Fed raising rates a quarter of a percent, or saying that they’re going to. They are just trying to get ready for the next crash, so they can do what they did last time – print up trillions of dollars out of thin air while lowering interest rates way down.

It’s interesting to me that when someone robs a bank and gets caught that they go to prison for at least ten years. But, the banksters blatantly steal from the masses on a regular bases and get bonuses for it.

But, this post is not about that. It’s to tell you that there’s still time to buy bitcoin. I am also getting into ethereum, and I hold PHYSICAL precious metals long term because the law of cycles always wins.

I am also patiently waiting for the US stock market to crash, so that I can swoop down and buy up tons of stocks while they are on sale, as well as stock index funds.

And, of course, I love real estate that is not in any major city – unless it’s a rental property.

As I always say – do your own thing, but just do it now. And remember like Emerson said, “the first wealth is health.”

Regards,- Herb.

Quotes – *Ben Franklin, *Peter Lynch, *John Templeton, *Robert G. Allen, *Warren Buffet


10 Steps To Riches

Wherever you are in your life, you may become rich by determining that it will be so. Develop a burning intense desire and stoke the fire in your mind. The odds are against you winning big in the lottery, so you better come up with a long term plan.

Yes, it would be outstanding to win the lottery, but most people squander that in a few years anyways because they don’t have an abundance mindset, so…

1. Develop A Money Consciousness

This is the first step to wealth because it helps attract wealth. You’ve got to focus your mind on the abundant supply of the universe, never focus on lack or poverty. Think, act, and feel wealthy by using the law of assumption. And read  Secrets Of The Millionaire Mind {<Free Copy} by T.Harv Eker.

2. Study Wealth

Success leaves clues, so”If you want to be wealthy, study wealth.”* There are many excellent self-help books that go into the attitudes of mind and proven methods that are necessary to achieve lasting riches:

3. Save At Least 10% Of Your Earnings

This discipline helps your mind to respect and appreciate the value of money. And the more you save and accumulate, the wealthier you’ll feel. And the wealthier you feel, the more wealth you’ll attract due to the law of attraction.

4.”A Penny Saved Is A Penny Earned”

What I mean specifically is to do more things by yourself, for yourself. For instance, I’ve developed lots of skills. I work on my own cars, my own house, and as you can probably tell – my own website. Not only do I save money, but I feel great about it. And as Brian Tracy says, “Everything is learnable.”

5. Invest What You Save

Never take a loss. If your investment goes down for a while like most do because everything is cyclical, do not sell. Invest in a stock index fund by yourself & sit tight. No mutual funds because there are many hidden costs, and most fund managers lose their clients money, and get paid by commission per transaction. Don’t try to become a trader because it is a full time specialty that very few can master.

Also invest in cryptocurrencies like bitcoin before the US government starts regulating them by putting them on the futures exchange because then they’ll make it legal for banks to short them for profit to control and suppress the price – like they do in the gold and silver markets.

6. Think Long Term

  • Buy a stock index fund when the market corrects, or better yet crashes, which it always does every 3 to 10 years because of cycles. Then hold long term. Invest what you can keep in and roll it over in compound interest until you retire. Get at least 10 % percent in physical gold and silver and a home safe. In both cases don’t check the markets for months at a time because the Fed and the big banks manipulate and suppress them, but cycles eventually win out. Read:
  • The Intelligent Investor {<Free Copy} by Benjamin Graham, or better yet
  • Unshakable {<Free Audiobook/podcast} by Tony Robbins and Peter Mallouk.

7. Study Cycles

Due diligence will tell you what’s going on – the global economy is one giant bubble of derivatives. Just look beyond the mainstream media which is in the elites’ and the bankers’ pockets.

8. Study Your Craft

Wherever you are in life, whatever you’re doing for a living – read, learn, and improve at it. And master whatever you’re passionate about. But don’t go into debt by going back to school. A study of most wealthy entrepreneurs will show you that most of them were self-educated. School is really just books, so turn your car into a university on wheels. Remember, “Formal education can make you a living, self-education can make you a fortune.”


It’s suggested to give away ten percent of your earnings, but I believe that it depends upon you. Give away what is in your heart to give. It may be time, effort, skill, or money. You can help an older person with home repairs, or even take them to a movie. Maybe, start feeding the homeless cats in your area. Whatever makes you feel good. It causes your subconscious to feel abundance which will attract more of the same. Let abundance flow through you instead of hording it.

10. Be Grateful For All That You Do Have

Then the law of gratitude will send you even more to be grateful for. Also start dressing and grooming yourself better. Clean up your car and home. And take 10% of your earnings, and spend it on you because you deserve it – then be really grateful for it.

Then after you’ve done those 10 steps you should be ready for #11 – Buy Real Estate after you study it & do due diligence…I digress.

All the best, – Herb.

Quotes -*Jim Rohn


Think And Grow Rich

How To Think And Grow Rich

“More Gold Has Been Mined From The Thoughts Of Men Than Has Ever Been Taken From the Earth.”*

I first discovered Think And Grow Rich {<Free Copy} by Napoleon Hill while perusing self-help books at a bookstore. The title intrigued me, so I immediately bought it, took it home, and started reading it.

Within a few nights I had finished it. Then I started reading it again. Since that first time, I’ve read it and listened to it so many times that I can’t recall.

I was blown away that such a book even existed, and I wondered why it wasn’t taught in schools. Right away I started to apply its principles to my life, and the results were quick and amazing.

First, I attracted and seized hold of opportunities that I might have otherwise let slip by. I went the extra mile, and pretty soon my finances were turned around. Soon I had more money, possessions, and purpose than ever before.

Abundance and good fortune just seem to flow to me now. You see, the first seed that this book planted in my mind was a money consciousness. I began to realize that I could become wealthy if I first believed that it was possible, and if I determined that it would be so.

By using Hill’s principles of achievement, which he first disclosed in The Law Of Success, I opened my mind to the universal supply, and abundance flowed to me, just like it does to everyone who uses Hill’s principles mixed with the universal laws of mind mixed with action.

The Carnegie Secret

Andrew Carnegie urged Hill to spend 20 years of his life interviewing over 500 of the most successful people, inventors, and entrepreneurs of his era in preparation for this classic self-help book because he wanted Hill to produce a formula for getting rich that could be taught to the average person.

Carnegie, one of the richest men in the world, disclosed his “Carnegie Secret” to Hill. Which Hill hints at throughout the book, but he leaves it for the reader to figure it out on their own.

I understand the Carnegie Secret to have two parts. First, you must have a burning desire to accomplish something, and be wealthy and successful. Second, you must develop your definite major purpose.

Having these two core essentials instilled within will lead you naturally to developing the other principles. For example, your burning desire to succeed will give you the determination, perseverance, and the positive mental attitude that it takes to succeed.

And knowing what your definite major purpose is, will set in motion the powerful forces of the imagination, cosmic habit force, and the development of specialized knowledge, etc. All of which Hill discusses in depth.

The Fires Of Desire

Stoke the fires of your desire by frequently using the law of visualization. See it frequently in your mind’s eye, and use the law of assumption to live it, feel it, and breath life into it.

Then with all of your heart and soul, discipline yourself to work towards your definite major purpose with faith, determination, and perseverance. Indeed, welcome the disciplines by chipping away at the stone, day by day.

Your desire for riches and success will cause your subconscious mind to come up with creative ideas. One of which will grow into your definite major purpose. Then by launching it, you’ll start to attract opportunities and knowledge. And the how to do it will unfold itself unto you.

“What you need to know is how to acquire the state of mind that will attract riches”*

Here’s 2 more Free Books that will help you to develop the money consciousness that Hill speaks of:

Believe In Yourself

Hill writes a lot about faith and believing in yourself and your major purpose. A great Free Book to help develop this power is The Magic Of Believing {<Free Audiobook} by Claude Bristol.

Use Hill’s Mastermind principle to find like minded people who will help you to achieve your major purpose. Unfortunately, I can’t find anyone like minded, so I’ve formed a mastermind alliance with my subconscious mind, Infinite Intelligence {God}, and the laws of mind. But I do delegate things to others when I can, so that I can concentrate on my talents more.

Join The 3% Club

Write your definite major purpose down along with the plans for its obtainment, then read them daily. Remember that only 3% of the population ever writes down their goals, and those same 3% have more wealth than the other 97% combined.

There’s a chapter on the subconscious mind titled “The Connecting Link.” A great book is The Power Of The Subconscious Mind  {<Free Copy} by Joseph Murphy.

The Bottom Line

“If you want to be wealthy, study wealth.”**

This is #3 of my Top 10 self-help books because of its insights into wealth building success principles, and also for its sheer historical value.

Everyone I meet would love to be rich and successful, but I’ve never met anyone personally who ever even heard of this classic, let alone read it. What a waste.

But, now that you know there’s a proven formula for wealth and success Think And Grow Rich {<Free Copy}, I’m sure that you’ll at least check it out.

Then again, maybe there’s a reason that Hill said, “The ladder of success is never crowded at the top”

Regards, – Herb

Quotes – * Napoleon Hill, **Jim Rohn